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WebSep 21, 2024 · After going into the store, go to the MoneyCenter counter or the customer service desk and ask the cashier to load the amount onto your Chime card. Walmart charges a transaction fee of $3.74 or less for each card load. When adding money to your Chime card, you will see the funds in your account within two hours of making a deposit. WebChime also offers a service for debit card transactions called SpotMe. This feature is entirely optional and allows you to overdraw your account by as much as $20 without triggering a fee. Chime has the option to increase this limit depending on a few factors such as your account history, frequency/amount of direct deposits, and spending activity. WebMar 17, 2024 · Chime Review: What To Know Before Signing Up. Chime offers free checking and savings accounts, a free Visa debit card, and fee-free access to nearly 40,000 ATMs. Check out this in-depth review to see if it's right for you. R.J. Weiss, CFP®. Updated March 17, 2024. do pawn shops buy designer bags